Real estate appraisal services for homeowners in the city of Chandler and Maricopa County
Here are the top 7 reasons AZ homeowners hire Desert Sky Appraisers:
Own a house in or near Chandler, AZ and need help deciding the price of it?
At Desert Sky Appraisers, we understand the unique needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Desert Sky Appraisers are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're veterans in helping consumers just like you dismiss unneeded and unwanted PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties nearby. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Desert Sky Appraisers is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Desert Sky Appraisers can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Desert Sky Appraisers offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.